Frequently Asked Questions

Q. What is Health Choice One (HCO)?

A. Health Choice One is a “Wholesale” product provider that offers Agents, GA’s and MGA’s a unique distribution model with 100% Independent Status coupled with “Career” level support. We offer agents a legitimate opportunity to make Insurance Sales the lucrative and rewarding career they were promised when they first became licensed as an insurance agent.

Q. Wouldn’t I be better off contracting directly with each insurance company?

A. In most cases, “No”. Insurance companies have minimum production requirements in order to obtain their top contract levels. We’ll give you the top contract levels with every carrier from the first application you write with no production requirements.

Q. Does it cost me anything to affiliate with HCO?

A. No. There are no fees to become affiliated with HCO. In fact, Agents and General Agents actually make more money by being affiliated with HCO than they would if they were direct to the insurance companies due to the fact that we combine our production nationally to obtain the highest commissions available for our producers.

Q. Will I have to assign my commissions to Health Choice One in order to receive all of the benefits and services?

A. No. We do not believe that assigning commissions is good for the agent. 100% of our “as-earned” contracts and most of our “advanced contracts” pay commissions directly to the agent. There are a few carriers that require assignment in order to obtain advances, but ownership of the business still remains with the agent.

Q. Will Health Choice One release me immediately if I decide to move my contracts elsewhere?

A. Yes. We feel that it is unfair to make agents “sit out” and not write policies for 6 months in order to move their contracts. If your contracts are as-earned, we‘ll grant you a release immediately upon your request. If you owe money to an insurance company for chargebacks and you either pay off your account or transfer the debt, we’ll release you immediately.

Q. How do I become affiliated with Health Choice One?
A. Here are the steps…

1. Call Scott Slutzker at 877-377-0297 for an initial consultation and assessment of your specific product and support needs and to discuss which states and carriers are “hot” right now.

2. Fill out just one “generic” contract and select the products you want. Email or fax it to us at 866-763-1086. We will auto populate all the contracts for you and email them to you in PDF format for your review and signature.

3. Start attending our product, sales and technology Webinars.